Our Team

Where your mortgage works for you

Rose Baldin

Rose Baldin

Principal Broker

Hello! If you are looking for the best advice for your situation, you’ve found the right team! I have been a mortgage broker for 20 years and have helped many families achieve their dreams of homeownerhship throughout Southern Ontario. I live in Oakville and raised my three beautiful children here. My process is to first understand your short and long-term goals so that your mortgage is a perfect fit for you. You can expect an authentic experience based on honesty and integrity, and I am with you every step of the way, even after your mortgage closes. As your mortgage planner for life, you can expect ongoing guidance on debt management, like how to paydown your mortgage faster, how to use home equity for managing debt, renovations, or investing, what you need to think about at renewal, and how new mortgage rules affect your situation. Our tag line is – Where your mortgage works for you! And we mean that. Ultimately it’s my goal to make sure you are as informed as possible so you always make the best decisions for you and your family, now and in the future. I also want you to save time, money and make your mortgage experience as stress free as possible. Get in touch at any time, I’d love to chat and learn what’s important to you!

Joe Baldin

Joe Baldin

Mortgage Broker

Joe is an amazing people person! He just loves meeting our clients, especially at closing to make sure all their questions are answered and that they understand and are confident with the mortgage process. Joe has 16 years of mortgage experience and has answered thousands of mortgage questions. He loves to sit at our clients’ kitchen tables and spend as much time as each client needs. If you want to complete your mortgage transaction remotely, that’s no problem. Our service is completely tailored to you! You’ll love Joe’s calm and cool approach because a mortgage is a big life event!

Teddy Smith

Teddy Smith

Administrator

Teddy is huge part of our business! Not only is she knowledgeable but she keeps us organized and makes sure everything relating to a mortgage file is done as efficiently and as timely as possible. She works with our clients to collect their documents and handles everything in the most caring manner. We are so lucky that Teddy is part of the Mortgage Works family!